HVAC Financing: How to Afford Your New HVAC System | Spurk HVAC
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Options Designed for Your Budget So You Can Enjoy the Comfort You Deserve

We recognize that replacing your current HVAC equipment may pose financial challenges. Whether your equipment has suddenly malfunctioned or you're opting for a proactive upgrade, the decision on which equipment to choose shouldn't be solely based on cost. 

Opting for financing enables you to distribute the payments over time and may present the opportunity to invest in a superior grade of equipment compared to paying upfront.

Find the right home improvement financing option for you. Subject to credit approval.


Ideal for homeowners

synchrony logo

Offers consumer financing products, including credit, promotional financing, and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products.

  • Convenient monthly payments
  • No prepayment penalty
  • Competitive interest rates when you take advantage of special term

Wells Fargo

Ideal for homeowners

Wells Fargo Logo

Wells Fargo offers personalized and customizable loans with competitive rates, as well as the benefit of no extra fees and same-day credit decisions for most customers.

  • Revolving line of credit that you can use over and over again
  • Special financing where available
  • Convenient monthly payments that fit your budget
  • Easy-to-use online account management and bill payment options

Service Finance Company, LLC

Ideal for home improvement contractors

service finance logo

SFC, an approved FHA Title I Lender, provides installment loan solutions with favorable consumer interest rates and extended repayment terms for contractors who wish to finance home improvement projects such as HVAC purchases.

  • Monthly payments that fit your budget
  • Simple payment methods
  • Special Financing
  • Flexible terms

Turns Financing Services

Ideal for home improvement contractors

Turns logo

TFS utilizes technology to simplify in-home financing for contractors and seeks to provide affordable financing options to borrowers with almost any type of credit.

  • Absolutely no loan contracts to handle
  • Prequalify homeowners upfront
  • True same-as-cash financing
  • Subprime financing approving credit scores down to 580